The pre-built virus protection tool, Windows Defender is the best antivirus tool for home users of Windows 10. It could be good enough for the lite browsing and few files downloads here and there. But if you do one of these things, then you might need to resort to other third-party tools.
Highly classified work
Visit more than 100 random websites on a daily basis
If you are that kind of guy and do regular work-related stuff on your computer, then I suggest you get a third-party antivirus tool from Avast, McAfee, or any other. Because there are a lot of ways, you can get a virus on your computer.
Read More: Windows Security Center Service